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The trend is now to buy off plan properties
in Mallorca it is is worth considering if
your main investing goal is to earn extra
income and you do not need immediate occupancy
of the Mallorca property. Buying off plan
property is simply purchasing property in
a new development before completion. The
developers will ask you a ten per cent deposit
for reserve the property. During the building
period other payments must be done, normally
a maximum of thirty per cent can be asked
by the property builder. The construction
of the new property may have not started
yet. Some properties are sold even before
a license to build on the property has been
obtained. You should refrain from buying
property that does not have a license
to build without the assistance of an estate
agent unless you are very knowledgeable
in this area of real estate. The benefits
of investing in properties are the ability
to obtain properties at a low price without
having to invest a lot of cash initially
for the deal. In order to effectively gain
from buying properties in Mallorca, you
have to be aware of Mallorca new developments
still in the initial planning stages. The
earlier the planning, the more likely you
are to get a good deal. The developer will
not have a lot of information to offer buyers
but will want to sell as many off plan properties
in mallorca as possible to help possible
to help in financing the construction.
Go the The Mallorca Properties of the Month >>
Mallorca Properties is a Majorca based rental company situated in Pollensa, on the north of the Balearic Islands . We offer luxury villas in Majorca , private villas with pool, fincas for rent and apartments in Puerto Pollensa. In addition, we have a luxury villa on the beach in Puerto Alcudia, right at the sea front. We have also a car rental service, with airport service or if you prefer it you can get the car directly at the Villa. We have twenty different properties for rental, each of them specially decorated and equipped with confortable furniture. Property for Sale in Puerto Pollensa, Mallorca. They are nice & luxury properties all situated in the north of the island of Mallorca , next to Pollensa town and to Puerto Pollensa. We offer rentals per week in very beautiful country homes, in Mallorca called Fincas. We also have prestigious sea view properties. The holiday villas are all in secluded & private locations, properties close to the town or in walking distance to the sea / beach or the nice harbours with yachts and boats. The holiday villas and fincas of Villas de Pollensa includes daily maid service (except on Sundays), daily towels change and twice a week bed sheets change. Our gardeners look after the pools and the gardens, every second day. Our guests can also ask for specially maid services, cocking services or baby sitter services. The Houses are very well equipped with all the necessary to enjoy an unforgettable Holiday on the country side: swimming pool, sun beds, BBQ, air conditioning, dishwasher, microwave, washing machine,table linen, satellite television, DVD, CD Hi-Fi, table tennis, pool towels,equipped terraces with outside furniture.
Buyers Guide Off Plan Mallorcan Properties
The first step i
The first step in purchasing a Mallorca
off plan property is to hire an estate agent.
Be sure to select a Mallorca estate agent
who has experience in this type of property.
You will also want to consult with a lawyer
to make sure you understand all the legalities
involved. Once you have found a site where
you would like to purchase, you will need
to submit a down payment fee to the developer.
All fees given to the developer must be
secured by a bank. This protects the buyer
of in case the project is not completed
or takes an excessive amount of time to
complete. Mallorca property is always priced
below the real market value, sometimes up
to thirty percent below. This is due to
the fact that the project has an average
two-year completion period. The developers
are permitted to reassess the value of off
plan properties not sold during the construction
period. This allows them to increase the
asking price along in the construction stage.
It is to the buyer?s advantage to purchase
a Mallorca property as early as possible.
Bargains in Mallorca are hard to find.
We have a great selection on properties
where you can buy directly from the developer
with full confidence and cheap prices. Normally
some developers increases the prices after
having sold more about fifty per cert of
the available properties, so if you buy
property in advance you will get the best
price. On resale villas you can negociate
better, in some cases german or others are
selling in need of doing it, so you can
expect a hard discount on the property when
you have decided for one. Check our selection
of villas for sale and find the best one wich suits your needs.
Buying Mallorca Properties
By renting a property in
Mallorca during the off-season you will
have better conditions than during the peak
summer months. Because of the holiday villas
and apartments, the prices in summer are
very high. If you are looking for long-term
rental we recomend you to start looking
after the high season, this means beginning
of October. Many outdoor activities such
as walking, hiking, bicycling, and bird
watching are more enjoyable when the weather
is not as hot. Off-season apartment renting
also has another advantage over the peak
tourist season. A lot of the people you
will see during your visit will be locals
and retirees who spend half of the year
in Mallorca. For renters considering a permanent
move to the island, this will give you the
opportunity to view life in Mallorca
Property for sale without all of the
tourists. You will have a more pleasant
experience visiting the cities and what
they have to offer minus the crowds. During
your off-season vacation stay, you will
have a better opportunity to interact with
some of the local residents. This will give
you the chance to ask important question
you may have before deciding to move.
When applying for a Property in Majorca mortgage, you
may have more required fees when first applying
for the loan. However, a Spanish bank is
more likely to offer you lower interest
rates and will allow more flexible lending
terms . The lower interest rates will save
you money in the long run.
Buying Mallorca properties with a spanish Mortgage
You should be familiar with the different
types of mortgages available in Spain before
going to apply for a loan. While you may
have applied for mortgages in the past,
the mortgage loan process in Majorca will
have different requirements and regulations.
For instance, when applying in Spain, you
can still apply for a 30-year mortgage loan
but the loan must be repaid by the time
your reach seventy years of age. This can
have an effect on the type of properties
older adults and retirees may be allowed
to purchase in Mallorca. If you are sixty
years of age and apply for a mortgage, you
are only allowed ten years to fully repay
the loan. Get more Mortage Informations
and find out the best conditions in Spain
to buy properties.
Get to know more about the procedure for buying a property
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